Welcome, shall we digest the heavy stuff 1st? My reason #1 for starting Young n Wealthy.

I am beyond bubbly, energetic, and full of spunk! This is my trademark personality. People know me by my ear to ear smile. I swear I can smile at anybody and make them smile back!

Well, 5 years ago this person was non existent. No spunk, no smiles, and definitely non bubbly. Do you know what it's like to feel buried by the weight of complete financial failure?

IT IS HEAVY! There are many people who commit suicide because this type of burden is DEVASTATING!

Imagine walking into an office and checking in with the receptionist, then to be seated until called. My hands are sweating and my heart is racing. The room is filled with many people, some who share the same anguish as I am. The receptionist loudly calls my name out: "Brandi Cleaver are you filing Chapter 7 or 13 Bankruptcy?" I literally shuttered in my seat at the thought of someone knowing me.

I'm so angry at how I allowed myself to get here. Not me the person who has always held down 2 jobs since she was 14, the hardest worker I know! The person that prided myself on never relying on anyone for anything, because I was always willing to work for it! How in the hell did I end up here? ...Life but mainly a LACK OF FINANCIAL LITERACY on my part!

It's liberating not to blame my 5 year Chapter 13 Bankruptcy on life's crappy lemons it dealt me that year. Me and my lack of knowledge about money is how I ended up BANKRUPT and completely devastated!

#nashvilleblogger #nashvilleBlog #bankruptcy #financialliteracy #money #chapter7 #chapter13